Disability Insurance

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Pax Insurance Group

Protect Your Income, Even When You Can’t Work

Life is unpredictable — illness or injury can happen anytime. Pax Insurance helps you stay financially secure when you’re unable to work, so you can focus on recovery, not expenses. Your ability to earn an income is one of your most valuable assets. Disability insurance ensures you and your loved ones are protected if an illness or injury prevents you from working. Pax Insurance provides tailored disability plans designed to keep your finances steady during difficult times.

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Short-Term Disability Insurance

Replaces a portion of your income for a limited time — usually 3 to 12 months — while you recover from illness, injury, or surgery.

Long-Term Disability Insurance

Provides long-term financial support if you’re unable to work for an extended period, often until you can return to work or reach retirement age.

Individual Disability Insurance

Designed for self-employed professionals or those without employer coverage, offering personalized protection for your income and lifestyle.

Partial Disability Coverage

Offers benefits if you can still work but at a reduced capacity or income due to your medical condition.

Group Disability Insurance

Coverage offered through employers to protect employees against income loss due to injury or illness — a great addition to workplace benefits.

Supplemental Disability Insurance

Adds extra income protection on top of your employer’s plan, helping bridge the gap between your salary and disability benefits.

Residual Disability Insurance

Provides ongoing benefits when you return to work part-time but continue to experience reduced income because of your disability.

Business Overhead Expense Coverage

Helps business owners cover ongoing expenses like rent, utilities, and employee salaries while they recover and can’t manage operations full-time.

Pax Insurance Group

WHY CHOOSE US

  • Trusted disability coverage for individuals and businesses in Chicago
  • Fast claim processing and dedicated support team
  • Flexible plan options to match your income and lifestyle
  • Peace of mind knowing your bills, rent, and expenses are covered
  • Affordable, reliable protection backed by experience and care

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    Ready to Protect What Matters Most?

    No matter what stage of life you’re in, Pax Insurance Group is here to help you find the right coverage with confidence.

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